We believe in putting our money where our mouth is! In other words, we work for free until your loan is funded. If we do not successfully assist you in securing an unsecured signature loan, you owe us nothing; so obviously you will have a motivated party working for your best interests.
NO Collateral Required.
The lenders in our Unsecured Loan Network do not require you to pledge any of your hard earned assets in order to collateralize your loan. Compare this to an asset based lender that will typically require a loan to be secured with free and clear assets valued at least twice the amount of your loan request. We also offer a signature loan program that accepts lower credit scores. They accept lower scores because they partially collateralize your loan with any "free and clear" depreciating equipment you may own. However, the loan functions basically as an unsecured loan because the loan values are much higher than the true worth of the equipment.
NO Financial Statements Required.
The majority of lenders in the network offer stated unsecured loans, meaning, the information you provide to the lender will not be verified by financial statements or tax returns. These types of loans can be very beneficial for individuals or companies with reported financials that do not necessarily reflect the true strength of their earnings.
NO Business Plan Required.
Traditionally lenders will require a signature loan applicant to submit a business plan with budgets and pro forma's to prove their ability to pay back their loan request. This can be an expensive and time-consuming process to produce these documents, with no guarantee that your loan will be approved! The lenders in our network never ask for business plans.
New Business Loans and Start-up Loans OK.
If you are a new business venture, you probably already know that most banks won't even talk to you about lending you money until your business has reached the point where you no longer need their help. Fortunately we can help you now! If you meet the personal credit criteria, it's possible to get funded up to $200,000 (no collateral loan.)
Quick Loan Approvals.
Unlike many institutions, the majority of these loans are approved in just a few business days, with proceeds available to the borrower within 7-14 days after approval. Compare this to the several weeks, if not months, normally associated with obtaining a loan for even the most qualified borrowers.
Confidentiality.
It's never anyone's business, but your own, when you are borrowing money. With our service you can handle almost everything from the privacy of your home or office. We will always keep your loan request strictly confidential.
Save Time.
By using our service you will save a tremendous amount of time, since we already know where the money is and we know how to get it. Our goal is to allow you to continue with your normal day to day affairs as much as possible, while we handle most of the tedious time consuming work for you.
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on credit card issuers website.