by josh | Sep 28, 2017 | Credit Cards, Credit Score
When it comes to your credit report 30% is a magical number. On a daily basis, I hear “My credit should be perfect. I’ve never missed a payment”… 30% Magical Number All credit scoring models rate your scores higher if your accounts have less...
by josh | Sep 27, 2017 | Credit Cards, Junk Mail
Want to prevent the credit bureaus from selling your information? A Loophole In The Law A loophole in the law allows the four largest credit bureaus, Equifax, Experian, Trans Union and Innovis to sell your personal and private financial information to any and all...
by josh | Sep 27, 2017 | Debt, Debt Financing, Equity, Small Business
One of my readers has recently posed the question “in what cases should a manager look at equity versus debt financing”. First, let’s make sure we understand the difference between the two. Debt Financing is Exactly what it Says Incurring debt (taking out a loan) to...
by josh | Sep 17, 2017 | Bad Credit, Credit Bureaus, Credit Report
Just a few interesting facts you, as a consumer, should know about the Credit Bureaus. The Credit Bureaus make money selling your information. The three major Credit Bureaus are in business for two reasons only. Those reasons are to make money and be profitable for...
by josh | Sep 15, 2017 | Business, Loans
A Reliable Source of Financing As the credit markets continue to tighten, an old reliable source of financing for small businesses, the U.S. Small Business Administration (SBA) and its loan programs, is once again being looked at as a critical component in providing...
